Credit Decisioning Control Review
Sample-based testing of decision engines, override paths, and scorecard governance for digital lenders.
From HK$54,000 · Typical duration 2–4 weeks
What we deliver
Our auditors sample originated loans, map decision rules to policy, and stress-test override authority. We flag silent rule drift, undocumented exceptions, and weak monitoring of decline and approval patterns that regulators and investors typically ask about.
Who this fits
Credit risk, CRO, and operations leads at digital consumer or SME lenders preparing for board challenge, investor diligence, or supervisory dialogue on lending risk controls.
How we work
Remote and on-site sessions from our Central studio at Wing On House. Access scope and sample design are agreed in writing before fieldwork. See the full audit methodology.