Lending Risk Framework Audit

End-to-end review of credit, operational, and model risk controls across your consumer or SME lending platform.

From HK$68,000 · Typical duration 3–5 weeks

Auditor reviewing lending risk documents and charts on a desk

What we deliver

We examine how credit policy, underwriting workflows, collections triggers, and exception handling actually operate in production—not only on paper. Deliverables include a ranked control gap register, evidence of sample testing, and a remediation sequence your risk and product leads can schedule without rewriting the whole policy set.

Who this fits

Credit risk, CRO, and operations leads at digital consumer or SME lenders preparing for board challenge, investor diligence, or supervisory dialogue on lending risk controls.

How we work

Remote and on-site sessions from our Central studio at Wing On House. Access scope and sample design are agreed in writing before fieldwork. See the full audit methodology.